individual consumption loan meaning in Chinese
个人消费贷款
Examples
- An analysis of individual consumption loan case
个人消费贷款个案剖析 - Problems and solutions on individual consumption loan of housing
浅谈发展个人住房消费信贷的问题及对策 - Also one type of suggestion is aimed at the restriction on financial industry and the lack of individual credit system . while the other type of countermeasures is aimed at the internal reasons . for instance , the adoption of market segment and innovation , the reinforcement of branding strategy and individual financing marketing service , the establishment of perfect system of client manager and individual financing center , the emphasis putting on individual consumption loan and technical methods such as telephone banking system , self - service banking , network bank and banking card
另一类则是针对由于商业银行自身业务开展不完善所出现的问题而提出的相应解决办法，如进行市场细分，加强个人理财业务创新，实行品牌策略、特色化、个性化、人性化的服务策略等理财营销手段;建立完善的客户经理制;建立和完善个人理财中心;大力开展个人消费信贷业务以及加大科技含量，大力开展电话银行、自助银行、网上银行、银行卡业务等，并加强系统性的安全管理。 - Frequency and description analyses are conducted to take out some meaningful conclusions . it points out the real possible consumer groups who can push the present consumption loan business in china . finally , it concludes that the construction of individual credit system is necessary and takes a long period of time ; nevertheless , it deserves to make such efforts for the individual consumption loan business in china can not depart with a sound individual credit system
本文以一家有代表性股份制商业银行相关数据为研究样本，进行了频度分析、描述性分析，获得了一些有意义的信息，分析出了目前中国个人消费信贷良性发展真正适合的客户，以此说明个人信用体系建立的必要性和长远发展性，中国个人消费信贷发展离不开健全的个人消费信用体系。